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Going off to college is one of the biggest transitions in your child’s life. However, it can also be a big change for you as a parent. You may have to deal with empty nest syndrome, complex financial planning for college, and the stress that comes along with any major life transition. Fortunately, if you…

As the year draws to a close, it’s time to optimize your year end financial strategy for the upcoming year. For taxes, consider tax loss harvesting, and be prepared for year-end capital gain distributions in mutual funds, which can impact your tax liabilities. It is critical that you manage Required Minimum Distributions (RMDs) in your…

In part two of Estate Planning 101, Wealth Manager Kelly Gallimore highlights the crucial starting point in a holistic estate plan: having meaningful conversations with the involved parties. Effective estate planning begins with open dialogue, emphasizing the significance of communication in crafting a comprehensive and personalized plan. Watch now below! We hope you find this…

As the holiday season approaches, we want to reflect on our shared journey this year. We express our deepest gratitude for your unwavering trust in us. At Merit Financial Advisors, our mission is to enrich the lives of those we serve, which extends to you and your families. Our commitment to our core values has…

Written by Tony Pitzer, Wealth Manager and partner As families and businesses alike usher in the season of giving, they are met with ample opportunities to spread good cheer (and better yet, their resources) to the causes they care about most. Indeed, almost one quarter of all charitable giving occurs in the month of December,…

November has been a great month for markets this year, snapping a 3-month losing streak after hitting a high at the end of July. The equity markets had a strong rally across the board with treasury yields falling from multi-year highs. Federal Chair Jerome Powell seems to be content with where rates and the economy…

Estate planning is a critical component of working towards alleviating financial stress. Wealth manager, Kelly Gallimore, ChFC, CES, takes you through the basics of estate planning from what it is and who needs a plan in episode one of a six-part series.    Get started with us today! Click Here to book a complimentary 1-hour…

Written by David Elder, CFP®, Wealth Manager | Partner The end of the year is upon us, again! It’s time to reevaluate your money situation and make sure you are on track to meet your savings and spending goals for the year. At the beginning of 2023, a whopping 87 percent of people felt confident…

As we head into Q4, certain pockets of the economy continue to show strength while others present potential headwinds for 2024. We’ve seen inflation moderate but remain elevated above historical averages. Adding geopolitical risks in the Middle East, headline inflation could stay above the Federal Reserve’s 2% target longer than expected. Economists and market participants…

Written by Emily Boothroyd, JD, CFP®, CPWA®, Wealth Manager, Partner What is estate planning?   Estate planning is the process of creating a plan for the distribution of your assets at your death, and a plan for your care in the event you are no longer able to manage your own affairs. It can be as…