Posts by webtech

We are in the season of two “special” days that deal with commitment. One of them, “Ditch New Year’s Resolution Day,” is about breaking a commitment. The other, Valentine’s Day, is about making a commitment to another person, at least in theory. Both can teach us something about commitment, accountability, and love for yourself and…

Pensions…..in its simplest version pensions are retirement accounts that an employer maintains to give you a fixed payout when you retire. If your company offers you a pension than you’re automatically enrolled in the plan, though in some instances you need to be on the job for a year before you are officially enrolled. Even…

Most of us with grandchildren love spoiling them with gifts. I know I do. Unfortunately, the government puts limitations on how much we can give our children and grandchildren. The vast majority of people I meet for the first time have no idea that there are limitations as to how much you can gift to…

As adults over 50, we can suffer from putting off the money talk in two ways – having the talk with our aging parents AND having the talk with our children, who are adults, for most of us in this age range. We can help ourselves by remembering the frustrations some of us have had…

My first boss in the financial services industry told me I was doomed to fail, in large part because I was female. That was 1989, and while my industry has come a long way since then, in many ways it still fails women and struggles to understand us. Our brokerage company provided training shortly after…

A sense of mild panic can set in as we reach a certain age and face the fact that we could have saved more for retirement when we were younger. It’s been my experience that women generally worry more than men about running out of money. Let’s look at some catch up ways to save…

What is Long Term Care Insurance? Life has a tricky way of throwing barbs at us when we least expect them, and that’s why I put Risk Assessment and Risk Management at the top of the list before recommending any financial products for my financial planning clients. How do you know if long term care…